Founder and former professional athlete. Tom's pioneering approach to frontier markets and technology has seen him build successful businesses in finance, tech & education. In 2011, Tom launched JustGiving the world's largest fundraising platform for charities across the Middle East and Africa. JustGiving has raised over $5 Billion for 12,000 charities since 2002 and transformed charitable giving across the MEA region. In 2015, Tom founded EdAid as a fair, affordable alternative to traditional higher education funding. As a first generation University graduate Tom directly experienced the barriers to entry & poverty premium that students from lower income backgrounds face day in day out in accessing education. EdAid is changing that, driving access and economic empowerment through partnering with education providers to deliver Deferred Payment & Income Share Agreements for Higher Education in the UK/EU, US, Canada, Australia, Middle East & beyond.